You have to go through a clearing house, usually a bank. Many banks use
a third party CH themselves. We just recently switched to a new bank
and the CH is in SC (the other side of the country).
-- Dale E. Reed Jr. (daler@iea.com)_________________________________________________________________ IEA Software, Inc. | RadiusNT, Emerald, and NT FAQs Internet Solutions for Today | http://www.emerald.iea.com